Estonia vs Poland
Estonia applies a flat 22% income tax. Poland applies progressive income tax up to 32%. Enter each salary in its own currency, then pick a currency to compare them in.
Nothing compared yet. Add a country above, then change the country and add another to compare them side by side.
What each one leaves you, at four income levels
3.50 points apart in effective rate, in favour of Estonia
| Gross | Estonia rate | Poland rate | Gap |
|---|---|---|---|
| 30,000 | 18.65% | 21.48% | 2.83 points |
| 60,000 | 21.73% | 25.23% | 3.5 points |
| 100,000 | 22.96% | 27.87% | 4.91 points |
| 150,000 | 23.58% | 30.05% | 6.47 points |
Different currencies. Estonia figures are in EUR and Poland in PLN, so the take-home amounts are not comparable and are not shown. Effective rates are comparable and are shown instead.
The two systems side by side
Estonia
- Unemployment Insurance
- Funded Pension (II pillar)
- Basic Exemption
- Income Tax
Estonian Tax and Customs Board (EMTA), 2026-08-16
Poland
- ZUS: emerytalna i rentowa
- ZUS: chorobowa
- Składka zdrowotna
- Koszty uzyskania przychodu
- Podatek dochodowy (PIT)
- Kwota zmniejszająca podatek
- Danina solidarnościowa
Zakład Ubezpieczeń Społecznych and Ministerstwo Finansów, 2026-08-17
A salary is not a standard of living. Converting both figures into one currency makes them comparable in units, not in what they buy. Housing, healthcare and everyday costs differ far more than the exchange rate suggests.