Germany vs Spain

Germany applies progressive income tax. Spain applies income tax and social contributions. Enter each salary in its own currency, then pick a currency to compare them in.

Read as the selected country's own currency

Nothing compared yet. Add a country above, then change the country and add another to compare them side by side.

What each one leaves you, at four income levels

€4,350 a year apart on €60,000, in favour of Spain

GrossGermany keepsSpain keepsDifference
€30,000€21,361€23,417€2,056 more in Spain
€60,000€37,799€42,149€4,350 more in Spain
€100,000€58,253€65,240€6,987 more in Spain
€150,000€85,084€93,740€8,656 more in Spain

Both use the EUR, so these are the same amount of money on both sides. Figures are for a single filer and exclude cost of living.

The two systems side by side

Germany

  • Rentenversicherung
  • Arbeitslosenversicherung
  • Krankenversicherung
  • Pflegeversicherung
  • Vorsorgepauschale
  • Arbeitnehmer-Pauschbetrag
  • Sonderausgaben-Pauschbetrag
  • Einkommensteuer
  • Solidaritaetszuschlag

Bundesministerium der Finanzen, 2026-08-17

Spain

  • Seguridad Social
  • Otros gastos deducibles
  • IRPF: escala estatal
  • Mínimo personal (estatal)

Agencia Estatal de Administración Tributaria, 2026-08-17

A salary is not a standard of living. Converting both figures into one currency makes them comparable in units, not in what they buy. Housing, healthcare and everyday costs differ far more than the exchange rate suggests.